Financial Restructuring Expert and Member of the American Bankruptcy Institute (ABI)
Osama is a member of the American Bankruptcy Institute (ABI), the leading U.S. organization for professionals in bankruptcy, insolvency, and financial restructuring.
Osama El Shafei
INSOL MENA Advisory Council Member
Financial Restructuring Expert - INSOL International
Member – American Bankruptcy Institute (ABI)
Financial Restructuring Expert - Egyptian Economic Courts
Founder & CEO – BELBAQY
Founder & CEO – PANACEA
Osama El Shafei
INSOL MENA Advisory Council Member
Financial Restructuring Expert - INSOL International
Member – American Bankruptcy Institute (ABI)
Financial Restructuring Expert - Egyptian Economic Courts
Founder & CEO – BELBAQY
Founder & CEO – PANACEA
About Me
Seasoned financial restructuring expert and visionary entrepreneur, has dedicated over 20 years to transforming financial and corporate landscapes across MENA. Member of the INSOL MENA Advisory Council, the American Bankruptcy Institute, and a Financial Restructuring Expert with INSOL International and the Egyptian Economic Courts, known for pioneering innovative recovery models and strategic turnaround frameworks that strengthen institutional resilience. As Founder & CEO of BELBAQY and PANACEA, I lead initiatives that merge technology, finance, and restructuring expertise to deliver sustainable impact and long-term growth. Recognized for the ability to build and inspire high-performing teams, implement transformative strategies, and successfully navigate complex and dynamic environments, making me one of the leading figures shaping the future of financial restructuring and fintech in the region.
Experience
2026 - Present
International Financial Restructuring Expert
American Bankruptcy Institute (ABI)
2024 - Present
Financial Restructuring Expert
INSOL International
Financial Restructuring Expert and member of the Advisory Council for the MENA region at INSOL International — the global association for restructuring, insolvency, and bankruptcy professionals.
2024 - Present
Financial Restructuring Expert
Egyptian Economic Courts
Appointed by the Egyptian Ministry of Justice as a Financial Restructuring Expert in the Insolvency and Bankruptcy Department at the Egyptian Economic Courts.
2022 - Present
BELBAQY FOR INFORMATION TECHNOLOGY
Founder & Managing Director
Established BELBAQY startup as Egypt's pioneering financial institution, introducing a fractional saving solution to facilitate Micro Investing and embrace the shared economy. Our primary emphasis lies in promoting the integration of digital tools into everyday transactions to efficiently save and invest minute amounts that might otherwise go unused.
- Our business solution provides a sophisticated yet user-friendly platform, empowering individuals to effortlessly monitor and save their spare change. This accumulated amount can subsequently be directed towards investments or utilized for bill payments. This innovative approach not only simplifies the process of saving money for users but also plays a pivotal role in enhancing financial literacy, cultural habits and fostering responsible spending habits.
2020 – 2023
BELTONE INVESTMENT MANAGEMENT
Chief Executive Officer (CEO)
-CEO, Beltone Investment Management: Led comprehensive investment platform considered as the investment arm of Beltone Financial Holding, encompassing security brokerages, market maker, asset management, research, and investment banking.
- Director, Business Development, Beltone Financial Holding: Spearheaded the launch and implementation of multiple NBFI projects including financial leasing, venture capital, consumer finance, and private equity, reporting directly to the Holding Company CEO.
Pioneered new ventures: Led the creation and execution of innovative NBFI projects, expanding Beltone's footprint and market share within the financial landscape.
Drive all aspects of business development for the company with €1.7B in assets and €6B in transactions.
- Director, Business Development, Beltone Financial Holding: Spearheaded the launch and implementation of multiple NBFI projects including financial leasing, venture capital, consumer finance, and private equity, reporting directly to the Holding Company CEO.
2018 - 2020
EGYPT VENTURE CAPITAL
Chairman
Create and cultivate strategic alliances to support market expansion and business growth. Drive negotiations based on the potential impact on revenue and product margins, collaboratively discussing and structuring agreements. Conduct quarterly meetings with key stakeholders to provide insights into partner and customer solution needs.
- Track partner progress on achieving revenue/ milestone goals by creating detailed account plans
- Deepen relationships and maximize revenues via joint strategic initiatives (product, marketing, and sales)
- Engage with target partners and deliver strategies through strong cross-functional business relationships
- Identify new way to expand and collaborate, ensuring the optimization of cross-business opportunities.
2018 - 2019
ASWAQ MISR EXPRESS
Chief Executive Officer (CEO) & Chairman
Exclusively appointed by shareholders to oversee the newly established food distribution company. Led business and operational functions to propel company’s growth by defining its vision/mission and aligning daily activities with long-term strategies and objectives. Regularly performed business analysis to identify and deal with weaknesses as well as prevent risks. Applied best practices of corporate governance and business management.
- Defined and pursued business expansion opportunities using effective means for its implementation
- Formulated and supported corporate strategy by introducing profit-generating business activities
- Executed established strategies through the enablement of organizational structure and resources
2017 - 2019
TAHYA MISR HOLDING COMPANY
Chief Financial Officer (CFO)
Led all subsidiaries/ sister companies/ new projects of the investment body for Tahya Misr Fund (over €500M authorised capital and nearly €60M issued capital) established by President of Egypt, reporting to Prime Minister and the Presidential office. Assessed prospective contracts and advice the Executive Committee on programmatic design and execution. Oversaw the management and coordination of all fiscal reporting activities.
- Developed an operating budget for the CEO and collaboratively work on cost analysis support and compliance, to meet requirements and achieve programmatic success
- Complied with independent/ governmental audits to ensure the approval of purchasing documentation
- Maintained contractual compliance by the appropriate interpretation of legislative and other regulations.
2017 - 2018
EGYPT FOR EDUCATION MANAGEMENT
Chief Executive Officer (CEO)
Drove all business aspects of the company, giving clear strategic direction and creating a vision for success. Aligned plans, strategies and tactics with business objectives. Built a high-performing senior team through effective leadership, motivation, and employee engagement. Maintained legal compliance and business ethics by adhering to legal guidelines and in-house policies. Reviewed financial/non-financial reports, providing recommendations for improvement. Followed the latest market and industry trends.
- Selected by the Prime Minister to head up the company (Government-owned education project)
- Advanced business and increased profits by making high-quality investment decisions
- Consistently produced desired results, aligning operations with the overall strategy and mission
- Built productive relationships with key partners,acting as a primary point of contact for stakeholders
- Ensured company’s growth by delivering solutions for problematic situations and ongoing issues.
2016 - 2017
NILE EGYPTIAN INTERNATIONAL SCHOOL
(Education Development Fund)
(Education Development Fund)
Financial Advisor
Applied strong commercial acumen to develop a detailed financial model outlining the financial outlook of the roll-out and serving as the backbone for the investors’ material to be drafted in preparation for the Tender.
2016 - 2017
Fleet Energy Inc.
Deputy Chief Financial Officer and Chief Economist
As the deputy Chief Financial Officer and chief economist for Fleet Energy's Egypt operations, I held a pivotal role in managing the financial health of the company's regional activities. Fleet Energy is a global energy trading firm specializing in the physical supply, sourcing, and distribution of crude oil, petroleum products, petrochemicals, LNG, coal, and petcoke.
Financial Operations: Leading all aspects of financial reporting, budgeting, forecasting, and cash flow
management for the Egypt branch.
Strategic Partnerships: Cultivating and maintaining key relationships with major energy players in
Egypt, including EGAS (Egyptian Natural Gas Holding Company) and EGPC (Egyptian General Petroleum
Corporation).
International Collaborations: Fostering strategic partnerships with international energy giants like Rosneft and
Gazprom in Russia, ensuring smooth financial transactions and risk management.
Compliance & Governance: Overseeing adherence to all financial regulations and corporate governance policies
within the Egypt branch.
Team Leadership: Providing guidance and direction to the Egypt-based finance team, fostering a collaborative
and high-performing work environment.
Secured crucial financing deals with local and international banks, bolstering the company's financial stability.
2012 - 2016
EGY INTERNATIONAL CO.
Vice President & Acting Financial Advisor
Skilfully advised and supported the CEO in leading a top Egyptian logistics company (oil trade), directing various business and financial aspects to ensure its high performance. Drove revenues by managing relationships with key stakeholders. Devised operational and business strategies, providing effective leadership to senior management across the company. Proactively managed, guided and trained a team, maintaining high productivity and morale. Led all day-to-day operations and commercial activities. Reported to CEO on feasibility and risk assessment, providing recommendations as needed. Built the brand and diversified services into new market segments.
- Accomplished private placement (over €50M transaction value) with a UK-based private equity firm
- Coordinated and executed the project with over €100M investment, green field real estate
- Doubled revenues and reduced cost, providing efficient leadership across all departments
- Secured multi-million trade deals to meet revenue and margin expectations by negotiating effectively
- Achieved cost saving through strategic business planning and targeted resource management
- Acted as a key contributor to strategic and operational decision-making during client meetings.
2010 - 2012
INTEGRATED CORPORATE CONSULTING
Vice President, Financial & Risk Advisory Services
Steered the implementation of best corporate restructuring practices to help companies optimize performance and achieve financial goals. Managed all business activities related to Merger & Acquisition, serving as an advisor and a subject matter expert. Negotiated with banks and financial institutions to fundraise/get investments for clients. Rolled out the EPR manuals to optimize user activity. Consulted within the Performance Management Scheme, always meeting KPIs and developing/ maintaining required resources.
- Established efficient ERP manuals for SAP implementation across the AMICO Group of companies (Egypt)
- Enhanced client experience and improved controls by developing new systems and business models.
2007 - 2010
ALPHA CAPITAL FINANCIAL ADVISORY
Vice President / Shareholder, M&A
Oversaw revenue streams for venture capitals and private equity firms, implementing effective financial strategies for clients; delivered expert advice on Merger & Acquisition, restructuring, and IPO preparation
- Successfully transitioned a merger (over €160M worth) between top pharmaceutical manufacturers
- Acted as a sole Financial Advisor for several concealed transactions across various sectors.
2005 - 2007
KPMG HAZEM HASSAN
Associate, Financial Advisory Services
Handled due diligence, pre-deal evaluations, bid services and contract negotiations, and M&A.
- Performed a great number of high-value transactions for leading international organizations.
Portfolio
News
BELBAQY For Information Technology
Egyptian Economic Courts
INSOL International
INSOL International
Egyptian Economic Courts
TAHYA MISR HOLDING COMPANY
ASWAQ MISR EXPRESS
Egypt for Education Management
Interviews
KEY SKILLS & ACHIEVEMENTS
Financial Restructuring & Capital Reorganization
Specialized in restructuring underperforming companies by optimizing financial and debt structures, improving cash flow management, and aligning capital allocation with strategic objectives. Strong experience in designing and executing restructuring plans that preserve value, enhance liquidity, and restore financial health
Business Leader & Strategic Thinker
20+ years background of proactively devising, implementing, and optimizing high-impact strategies to meet organizational objectives and take businesses to the next level. Can lead multiple entities simultaneously, overseeing funds with over $1B value.
Investment Banking & Finance Expert
Sound financial focus combined with in-depth knowledge of investment management, commercial profitability, and legal compliance. Excelled in many due diligence, IPO, and audit assignments. CFO of a holding company. Transaction Services for KPMG.
Change Enabler & Achiever
Passionate about making a positive impact, demonstrated by transforming underperforming operations into profitable functions through exceptional work ethic and a focus on positive culture.
Stakeholder Relationship Builder
Generates real stakeholder value by cultivating fruitful alliances and partnerships. Proven ability to collaborate productively with partners at various levels, building solid industry networks.
Team & Project Manager
Responsible, adept at coaching/ developing team members, leading up to 1,000 employees. Dedicated to each project, working at full capacity from initiation to execution, also meeting KPI’s, improving efficiencies, and integrating superb customer service into all aspects of work.
Communicator & Influencer
Articulate speaker and presenter who inspired entrepreneurs and youth through numerous publications and TV interviews, single-handedly leading a project that created hundreds of job/education opportunities across Egypt. Influential figure renowned for honesty, integrity, and respect.